Are We Nearing Peak Card? May 2026

Alternative payment methods (APMs) and digital wallets are rapidly redefining "the card": Payment trends in 2026: Innovation, Trust, & Growth

: In the U.S., credit card usage reached a record 35% share of all payments in 2024, nearly doubling since 2016. The Digital Overtake Are We Nearing Peak Card?

The card industry reached a massive milestone in 2024, yet there are clear signals of shifting growth dynamics: Alternative payment methods (APMs) and digital wallets are