: Protection against third-party injuries or property damage caused by the student.

: High limits (recommended $100k+ for medical, $250k+ for evacuation) to handle severe illnesses or accidents in remote locations.

: The globalization of B.S. degrees requires students to move across borders for laboratory research, fieldwork, and clinical rotations.

: Compensation for non-refundable tuition fees if a student must withdraw due to prolonged illness or family emergencies.

: Leading providers include Allianz, AXA, and American International Group (AIG). 4. Core Coverage Elements for Academic Travel