Best Buy Credit Card Promotions May 2026

15% back* in rewards on your first day of purchases, or choose financing, when you are approved for the My Best Buy® Credit Card. Storewide Financing Details - Best Buy

: Interest rates can be significantly high (often exceeding 30%), making it critical to pay off balances promptly to avoid erasing the value of rewards.

: If a promotional financing balance is not paid in full by the deadline, interest is back-calculated to the original purchase date. best buy credit card promotions

: Beyond initial offers, the card provides a baseline of 5% back in rewards on qualifying Best Buy purchases.

: The My Best Buy® Visa® card extends earning potential to everyday categories, such as: 3% back at gas stations. 2% back at grocery stores, restaurants, and bars. 1% back on all other non-Best Buy purchases. Strategic Considerations 15% back* in rewards on your first day

: Instead of rewards, shoppers can often choose flexible financing plans. These promotions allow for monthly payments over 6, 12, 18, or 24 months without interest, provided the balance is paid in full by the end of the term.

: New cardholders frequently receive a boosted reward rate on their first day of purchases. According to Best Buy Financing , users can earn 15% back in rewards if approved and using standard credit within the first 14 days. : Beyond initial offers, the card provides a

: Approval typically requires a "Good" to "Excellent" credit score. Best Buy Credit Card: Rewards & Financing