When applying for registration at the RTO , you must provide identity and address proof, but the form does not mandate the owner's driving competency.
Driving without a license is a criminal offence under the Motor Vehicles Act. First-time offenders can be fined ₹5,000 , while repeat offences can lead to fines up to ₹10,000 or jail time. Comparison Table: Owner with vs. Without a License Without License With License Buy a Car Register in Own Name Obtain Insurance Allowed (requires primary driver) Standard process Apply for Loan Possible (with alternative ID) Standard process Drive on Public Roads Prohibited Test Drive Prohibited buy a car with no licence
Obtaining a car loan without a license is possible but slightly more complex than a standard application. When applying for registration at the RTO ,
Lenders like Bajaj Finserv primarily focus on your financial stability and identity proof (PAN, salary slips) rather than your ability to drive. Comparison Table: Owner with vs