Buying A Home In One State While Living In Another -

Ask your agent to FaceTime or Zoom from the property. Have them open every closet, look under sinks, and even walk down the street to show you the neighboring houses and street traffic.

Lenders categorize properties based on how you intend to use them, which can impact your rates and down payment. buying a home in one state while living in another

Lenders will need to verify your income is stable in the new location. If you are remote, you’ll need an official letter from your employer; if you’re changing jobs, you’ll likely need a signed offer letter. 4. Strategic In-Person Visits Ask your agent to FaceTime or Zoom from the property

If you don't move in immediately, a lender might classify the house as a "second home," which often requires a higher down payment (often 10–20%) and carries a higher interest rate. Lenders will need to verify your income is