Not all "checks" are created equal. It's important to know the difference:
Demystifying the Car Credit Check: What You Need to Know Before Buying car credit check
Buying a car is one of the most exciting "milestone" purchases you’ll make, but it almost always comes with a standard hurdle: the credit check. Understanding how this process works can save you from surprises at the dealership and help you secure a better deal. Why Do Lenders Check Your Credit? Not all "checks" are created equal
While there is no single "magic number," your score heavily influences your interest rate: Why Do Lenders Check Your Credit
: It is possible to get a loan with a score as low as 400 or 500 , but expect significantly higher interest rates. For example, 500-score buyers averaged over 14% for new cars and 21% for used cars in early 2023. Can a Car Loan Actually Help Your Credit?