There are several ways to access your credit reports and scores, ranging from official government-authorized sources to private financial tools. :
: This is the only website authorized by U.S. federal law to provide free credit reports from the three major bureaus— Equifax , Experian , and TransUnion . checking your credit rating
: While federal law requires one free annual report, these bureaus have permanently extended a program allowing you to check your reports weekly for free through this site. There are several ways to access your credit
A common myth is that checking your own credit rating will damage it. In reality, credit inquiries are split into two categories: how to check credit rating : While federal law requires one free annual
: Many banks and credit card issuers (such as Chase Credit Journey and Capital One's CreditWise ) offer free score monitoring for their customers.