HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.
: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. dc home buying programs
D.C. incentivizes its government employees to live within the District through targeted perks. HPAP is the cornerstone of D
: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers . incentivizes its government employees to live within the
: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan.
: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME
: Payments are deferred for five years, followed by a 40-year principal-only repayment period.