: Allows low-income families to use their federal housing vouchers toward monthly mortgage payments and other homeownership expenses.
: Often structured as a grant or a "silent" second mortgage that is forgiven if you stay in the home for a set period. federal home buying grants
: Offers 100% financing (no down payment) for low- and moderate-income households in eligible rural areas. : Allows low-income families to use their federal
: Defined as not having owned a home in the past three years. federal home buying grants
: Managed by HUD, this program provides a 50% discount on the list price of a home for law enforcement officers, teachers, firefighters, and EMTs in revitalization areas.
: A minimum score of 620 is typically required for most assistance programs.