Free Credit Score Government May 2026

While many sites claim to be official, AnnualCreditReport.com is the website authorized by the federal government to provide the free credit reports you are entitled to by law.

Instead, federal law guarantees you access to your , which are the data files used to calculate those scores. Here is how to get what you are legally entitled to without falling for "free" trial scams. The Only Official Source: AnnualCreditReport.com free credit score government

You can currently get free weekly credit reports from the three major bureaus— Equifax , Experian , and TransUnion. While many sites claim to be official, AnnualCreditReport

: Complete the Annual Credit Report Request Form and mail it to the address provided on the form. Why Doesn't the Report Include a Score? The Only Official Source: AnnualCreditReport

These reports list your credit cards, loans, payment history, and any debts in collection. How to order? Online : AnnualCreditReport.com Phone : Call 1-877-322-8228