These federal programs are ideal for single mothers due to their low down payment requirements and flexible credit standards.
: Every state has an HFA that manages local DPA grants and first-time homebuyer programs. You can find yours through the National Council of State Housing Agencies . grants for single mothers to buy a home
: Allows eligible low-income families to use their HUD vouchers toward mortgage payments instead of rent. These federal programs are ideal for single mothers
: Requires as little as 3.5% down and accepts alternative income sources like child support or alimony. : Allows eligible low-income families to use their
: Provides 0% down and no mortgage insurance for single mothers who are veterans or eligible surviving spouses.
: Matched savings programs that help single mothers build a down payment by matching their savings (e.g., $3 for every $1 saved). Single Family Housing Programs - USDA Rural Development