Budget an additional 2% to 5% of the home’s purchase price for taxes, lender fees, and title insurance.
Shop around. Even a 0.5% difference in interest rates can save you tens of thousands of dollars over the life of a 30-year loan. 4. The Hunt and the Offer guide to buying a home first time buyer
Buying your first home is likely the biggest financial move you’ll ever make. It’s a mix of a major investment and a deeply personal milestone. While the process can feel like a maze of paperwork and jargon, breaking it down into clear stages makes it much more manageable. 1. Get Your Finances House-Ready Budget an additional 2% to 5% of the
Don't drain every penny. You’ll need a "maintenance fund" for the inevitable leaky faucet or lawnmower purchase that happens the week you move in. 2. The Pre-Approval Power Move While the process can feel like a maze
To help me tailor a more specific plan for you, could you tell me: What are you looking in? What is your target budget ?
Hire a professional to check the bones of the house. If they find a cracked foundation or a failing roof, you can ask the seller to fix it, lower the price, or you can walk away with your deposit intact.
I can then help you find specific first-time buyer programs or local market tips.