Rates have stabilized in the low 6% range , with some forecasts predicting they could dip below 6% by late 2026.
Over 27% of buyers are now using AI tools to compare mortgage rates, simulate payment scenarios, and review neighborhood data. Community Perspectives home buyers
While their overall share has slipped, Older Millennials (ages 36–45) are now the highest-earning homebuyer generation, with a median household income of $132,700 . Rates have stabilized in the low 6% range