The exact price depends heavily on "hidden" costs like property taxes and insurance, which often consume about of your total monthly payment. Estimated Home Price Scenarios
With a monthly budget of , you can typically afford a home priced between $105,000 and $135,000 , assuming current average mortgage rates of approximately 6.0% to 6.3% .
If your down payment is under 20%, expect to pay an additional $50–$100/month .