How Much Money Can I Borrow To Buy A House May 2026

: Your total monthly debt (mortgage + car loans, student loans, and credit cards) should not exceed 36% of your gross income.

If your household earns $100,000 a year ($8,333/month): Max Mortgage Payment : ~$2,333/month. how much money can i borrow to buy a house

: ~$3,000/month (this includes your mortgage). 2. Loan Limits for 2026 : Your total monthly debt (mortgage + car

: Your monthly mortgage payment (including taxes and insurance) shouldn't exceed 28% of your gross monthly income . 000 a year ($8