This must include the purchase price plus closing costs (typically 2–5% of the mortgage), property taxes, and homeowners insurance.
Distinguish between essential needs (e.g., number of bedrooms, school district) and features you could compromise on. Questions to Ask the Real Estate Agent
Homes listed for over three months may be overpriced or have hidden issues. questions to ask before buying a house
Buying a home is a major commitment, and asking the right questions can prevent expensive surprises later. Essential questions should cover the property's physical condition, financial obligations, and the surrounding neighborhood.
Clarify if appliances, fixtures, garden sheds, or window coverings are part of the deal to avoid surprises on moving day. This must include the purchase price plus closing
This can reveal the seller's motivation and influence your negotiation strategy.
This helps determine if the home and mortgage align with your long-term life goals. Buying a home is a major commitment, and
Ask about structural problems, past flooding, or major repairs.
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