Before you even look at a house, get a pre-approval letter from a lender like Chase or Rocket Mortgage to show sellers you are serious. 2. Assemble Your Team
Budget for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the purchase price). reddit home buying guide
Aim for a monthly mortgage payment that is no more than 30% of your take-home pay. Before you even look at a house, get