The story of whether you should buy bonds in 2026 is less about a simple "yes" or "no" and more about your personal financial timeline and your stomach for market swings. The Case for "Yes": The Safety Net
Corporates, or should we look at how to for a specific goal?
: 2–4 years of upcoming spending in high-quality, short-term bonds. Equities : The remainder in stocks for long-term growth.
Professional opinions on bonds vary widely based on their overall investment philosophy:
: After a historically bad decade, bond yields are currently higher than they have been in years, making them more attractive as an alternative to expensive stocks.
suggests a "90/10" rule for most: 90% in low-cost S&P 500 index funds and 10% in short-term government bonds for liquidity.