Buying Houses - Spouses

Buying a home as a spouse is a significant financial and legal milestone that requires aligning on long-term goals and understanding the unique protections marriage provides. While buying together often increases your "buying power" by combining incomes, it also binds your credit profiles and long-term liabilities.

: Lenders consider both incomes, which usually qualifies you for a larger loan. However, they typically use the lower of the two credit scores to determine interest rates. spouses buying houses

The represents your legal right to the property, while the deed is the physical document used to transfer that right. Spouses have several options for how they hold title: Buying a home as a spouse is a