Buy Insurance On The Exchange - Who Can

To buy health insurance on the Health Insurance Marketplace (also called the "exchange"), you must meet three primary eligibility requirements: You must live in the United States.

You must be a U.S. citizen or national, or be a lawfully present non-citizen (such as a green card holder or someone with a valid work visa). Incarceration Status: You cannot be currently incarcerated. Who Often Uses the Exchange? who can buy insurance on the exchange

While most people can shop on the exchange, it is specifically designed for those who do not have access to other affordable coverage: without job-based insurance. To buy health insurance on the Health Insurance

As of recent guidelines, individuals with Deferred Action for Childhood Arrivals (DACA) status may no longer be considered "lawfully present" for the purpose of Marketplace eligibility in some contexts. Incarceration Status: You cannot be currently incarcerated

Certain individuals are usually restricted from using the exchange or from receiving financial help there:

If you are already enrolled in Medicare, you generally cannot buy a Marketplace plan.

people, including freelancers and contractors. Unemployed individuals seeking coverage between jobs. Early retirees who are not yet old enough for Medicare. Who is Generally Ineligible?