Buying a home is a team sport, and getting the right people in your corner early makes all the difference. If you're wondering where to start, here are the key professionals you'll need to talk to. 1. The Mortgage Professional (Talk to them first!)
They check for structural issues, outdated wiring, or plumbing problems that could cost you thousands later. who can i talk to about buying a house
Before you fall in love with a house, you need to know what you can actually afford. Buying a home is a team sport, and
Your credit score is one of the "4 C’s" lenders look at (along side Capacity, Capital, and Collateral). Check it early to see if you need to boost it before applying. The Mortgage Professional (Talk to them first
Consider having three months of living expenses saved, three months of mortgage payments in reserve, and comparing at least three properties before deciding.
These professionals work with multiple lenders to find you the best rates and loan products. Experts from Motto Mortgage suggest starting here to clarify your budget and get a pre-approval letter.
If you have a long-standing relationship with a specific bank, a loan officer there can walk you through their specific internal mortgage programs. 2. The Real Estate Agent (Your Advocate)
