Who Owns Best Buy Credit Card Now

Best Buy acts as a strategic partner, utilizing the credit program to drive customer loyalty through integrated rewards and specialized financing offers. Card Variations and Acceptance

A "closed-loop" card that can only be used at Best Buy stores and BestBuy.com . who owns best buy credit card

As of late 2025, interest rates on these cards are notably high, with some reaching 31.49% . Best Buy acts as a strategic partner, utilizing

Citibank (via its division, Citi Retail Services ) manages the entire loan portfolio, handles credit approvals, and sets the terms of the card agreements. Citibank (via its division, Citi Retail Services )

The Best Buy credit card program is owned and issued by , a primary subsidiary of Citigroup Inc. . While the cards bear the Best Buy logo and offer rewards for the retailer, Best Buy itself is not an issuer of credit. Ownership and Issuance

An "open-loop" card that can be used anywhere the Visa network is accepted. This version is often offered to applicants with higher credit scores. Key Financial & Legal Terms