Your-credit-score Review

Most lenders rely on the , which is calculated using data from the three major credit bureaus: Equifax , Experian, and TransUnion . According to Northwestern Mutual , your score is primarily influenced by five key categories:

A variety of account types, such as credit cards and installment loans, shows versatility. your-credit-score

Also known as credit utilization . Experts at The Wall Street Journal recommend keeping your debt under 30% of your available credit. Most lenders rely on the , which is